You’ve spent your career building up your retirement nest egg only to have it hammered down by the markets twice in a decade. Don’t you wish you had some advice to help you manage that 401(k)? You went to a financial planner but all he did was try and sell you insurance and an annuity. Well it is time that you experienced the difference in working with a fee-only investment advisory firm who has a fiduciary responsibility to put your interests first.
You don’t have hours to spend researching the funds available in your retirement plan at work.
Our research staff does that for you, analyzing the fund performance, manager track-record, expenses and style as part of the fund selection process. We provide you with detailed, professional, easy-to-use, and actionable investment advice.
Have you been participating in your company’s 401(k) plan for years? Do any of these questions sound familiar:
- Which of these mutual funds should I buy?
- How much do I need to be saving in order to retire?
- How much risk should I be taking
- How much risk am I really taking?
- Why won’t someone help me with this?
If these questions sound familiar to you, then you may be able to benefit from My (k) Advisor™ service. For decades we have advised our clients on their held-away assets. What are held-away assets you might ask? Well simply these are assets that we are not able to directly manage. These might be a 401(k), real estate, employee stock options, or real estate, to name a few. We have always wanted to provide our clients with the best advice possible and we extend that to cover many held-away assets.
How Does it Work?
One of our core beliefs at Capital Management Advisors is full and complete transparency. We do not get paid by the fund companies to sell their products. We do not earn commissions. We are a fee-only, registered investment advisor, operating solely in your best interest. So what that means is that you know who is getting paid for working with you and exactly how much.
Tired of using a “robo-advisor” where you only ever talk to an automated system? You won’t have that problem at CMA. You can actually speak with the individuals who manage your asset allocation recommendation.
The basis of any solid investment strategy is a plan and with our professional help we can guide you towards reaching your investment goals. Our advisors are available to work with you in person, over the phone, or via email … which ever method is best for you.
Our advisors are salaried employees and do not receive sales commissions. Their sole concern is to provide you with quality investment recommendations and answer your questions not just about retirement, but about anything investing and finance related.
While the service may be called My (k) Advisor, that does not mean that we stop only at 401(k) plans. We specialize in all types of retirement plans available through your employer and also offer advice on any investment assets that you may have such as a variable annuity.
Our advisors work with you to help determine your optimal savings amount and provide you with a professional investment recommendation to help you make the most of your retirement assets while taking a level of risk that you are comfortable with.
Just like with any long journey, you need to have a plan to guide you on your way. Would you drive across the country without a map to get you to where you are going? We provide you with a Investment Roadmap, updated quarterly, to help you along this path. In addition, we update your Retirement Map once a year to help you make decisions about savings rates, investment risk, and targeted retirement date.
To learn more about our My (k) Advisor service, use the form below and one of our advisors will be in touch with you shortly.
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